Current Rates

Abaris will help you make the most of your retirement savings by getting you access to the most competitive fixed annuity payouts. We work with only highly-rated insurers and, as an online business, our costs are lower and we pass along those cost savings to you! With our online Quote Tool, you can get personalized income annuity quotes in real time and compare products from the entire market on an apples-to-apples basis.

At Abaris, we specialize in Single Premium Immediate Annuities (SPIAs), Deferred Income Annuities (DIAs), Qualified Longevity Annuity Contracts (QLACs) and Multi-Year Guaranteed Annuities (MYGAs). Below you’ll find current rates for individual and joint policies at sample ages.

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Run your own income annuity quotes here. Or contact us at (888) 248-8995 or help@myabaris.com and we’ll do it for you.


SPIA Rates

A Single Premium Immediate Annuity (SPIA) is guaranteed retirement income you can purchase to protect your longevity and minimize the risk of outliving your savings. When you buy a SPIA, you convert a portion of your savings into a monthly paycheck that starts within one year and continues for as long as you’re alive. Whether purchased with your retirement or personal savings, a SPIA turns your assets into guaranteed income for life. You can think of it like a pension you buy for yourself. If you’d like to learn more about SPIAs and whether they’re right for your retirement, head to our SPIA Guide.

The income offered on SPIAs will vary over time as market conditions change, being driven most notably by longer-term Treasury and investment grade corporate bond yields. In addition, your personal attributes (age, gender) and the policy options you select will impact the quote. Currently highly-rated carriers are offering the following SPIA annual income payments for a $100,000 purchase:

SPIA Quotes for March 2017

SPIA quotes shown as annual income for a $100,000 premium as of 3/23/2017. All quotes are life only. Joint quotes for a male and female with the same age and 50% continuation.
Age Male Female Joint
55 $5,700 $5,400 $5,600
60 $6,200 $5,900 $6,100
65 $6,900 $6,500 $6,800
70 $8,000 $7,400 $7,800
75 $9,600 $8,800 $9,300
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Use Abaris’ SPIA Quote Tool to see how much guaranteed income your assets can buy today.


DIA Rates

A Deferred Income Annuity (DIA) is guaranteed retirement income you can purchase to insure your longevity, or the risk of outliving your savings. When you buy a DIA, you commit money now in exchange for a future monthly paycheck continuing for as long as you’re alive. Whether purchased with your qualified or non-qualified savings, a DIA turns your assets into guaranteed income for life. You can think of it like a pension you buy for yourself. If you’d like to learn more about DIAs and whether they’re right for your retirement, head to our DIA Guide.

The income offered on DIAs will vary over time as market conditions change, being driven most notably by longer-term Treasury and investment grade corporate bond yields. In addition, your personal attributes (age, gender) and the policy options you select will impact the quote. Currently highly-rated carriers are offering the following DIA annual income payments for a $100,000 purchase:

DIA Quotes for March 2017

DIA quotes shown as annual income over initial premium as of 3/23/2017. All quotes are life only. Joint quotes for a male and female with the same age and 50% continuation.
Age Income Start Male Female Joint
55 65 $10,100 $9,500 $9,800
55 70 $14,700 $13,500 $14,100
55 75 $22,700 $20,300 $21,500
60 65 $8,200 $7,700 $7,900
60 70 $11,900 $11,100 $11,500
60 75 $18,500 $16,700 $17,500
65 70 $9,300 $8,700 $8,900
65 75 $14,800 $13,400 $14,000
65 80 $25,300 $21,700 $23,300
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Use Abaris’ DIA Quote Tool to see how much guaranteed income your assets can buy today.


QLAC Rates

A QLAC is a special type of Deferred Income Annuity (DIA) purchased with tax-deferred savings from your qualified retirement account. When you buy a QLAC, you commit money now in exchange for a monthly paycheck starting at some point in the future. Why? To reduce your risk in retirement. Turning your assets into guaranteed income for life means you can’t outlive your savings. You can think of it like a pension you buy for yourself. If you’d like to learn more about QLACs and whether they’re right for your retirement, head to our QLAC Guide.

The income offered on QLACs will vary over time as market conditions change, being driven most notably by longer-term Treasury and investment grade corporate bond yields. In addition, your personal attributes (age, gender) and the policy options you select will impact the quote. Currently highly-rated carriers are offering the following QLAC annual income payments for a $100,000 purchase:

QLAC Quotes for March 2017

QLAC quotes shown as annual income for a $100,000 premium as of 3/23/2017. All quotes are life only. Joint quotes are for a male and female with the same age and 50% continuation.
Age Income Start Male Female Joint
60 75 $18,500 $16,700 $17,500
60 80 $31,300 $27,200 $29,000
60 85 $60,600 $49,500 $54,400
65 75 $14,800 $13,400 $14,000
65 80 $25,300 $21,700 $23,300
65 85 $49,500 $41,200 $44,100
70 75 $11,500 $10,600 $10,700
70 80 $20,100 $17,300 $18,600
70 85 $39,500 $32,000 $35,400
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Use Abaris’ QLAC Quote Tool to see how much guaranteed income your assets can buy today.


MYGA Rates

A Multi-Year Guaranteed Annuity (MYGA) is a tax-deferred retirement savings vehicle that provides fixed asset accumulation, much like a CD. With a MYGA, you can invest your savings over a specified time horizon (typically 3 to 10 years), earning a fixed return. The interest earned in your MYGA is not taxed until withdrawn, and your principal is guaranteed. If you’d like to learn more about MYGAs and whether they’re right for your retirement, head to our MYGA Guide.

MYGA interest rates will vary over time as market conditions change, being driven most notably by longer-term Treasury and investment grade corporate bond yields. In addition, the size of your investment, length of time you’re willing to lock away your money, and the credit rating of the carrier will impact the rate. Currently highly-rated carriers are offering the following MYGA rates, shown below as the annual yield to maturity.

MYGA Rates for March 2017

MYGA yields to maturity shown for high-band contracts with the MVA option offered by carriers with minimum credit rating according to A.M. Best. Rates as of 3/23/2017.
Credit Rating Investment Term
3-year 4-year 5-year 6-year 7-year 8-year 9-year 10-year
A+ 1.85% 2.05% 2.70% 2.45% 2.70% 2.85% 2.95% 3.05%
A 1.85% 2.05% 2.75% 2.90% 2.99% 3.05% 2.97% 3.05%
A- 2.10% 2.45% 2.85% 2.90% 3.00% 3.10% 3.20% 3.30%
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For personalized rates based on your planned investment and state of residence, fill out this form.